Catalyst Wealth Advisors is part of a larger team of advisors associated with Bay Financial Advisors, LLC. Founded in 1951 and located in Waltham, Massachusetts, Bay Financial is one of the oldest and largest financial services firms in the northeast.

Bay Financial's team possesses a full complement of professional expertise. Many of their advisors are accredited in the fields of accounting, law, finance, investments, insurance, retirement and estate planning. Their qualifications include:

• CERTIFIED FINANCIAL PLANNER™ Professionals
• Certified Public Accountant (CPA)
• Juris Doctorate (JD)
• Master in Taxation (MST)
• Master of Law (LLM)
• Chartered Financial Consultant (ChFC)
• Chartered Life Underwriter (CLU)
• Certified Funds Specialist (CFS)
• Master of Business Administration (MBA)
• Master of Science Financial Planning (MSFP)
• Personal Financial Specialist (PFS)

Bay Financial Advisors is a Registered Investment Advisor.

For more information about Bay Financial Advisors, visit www.bfa-online.com.

Catalyst Wealth Advisors, Bay Financial and LPL Financial are separate and unaffiliated entities.